Karnataka CM 1 lakh Housing Scheme 2024: Affordable Housing for All

Karnataka CM 1 lakh Housing Scheme 2024 Is presented by the Karnataka government to provide housing facilities to the people who belong to the economically backward section of society. Multi-story houses will be provided to the people who are living in rented houses and do not have resources so that they can continue their living standards in a house of their own. People will be able to continue the construction and renovation of their houses through the development of their scheme. The application can be submitted online for this prestigious scheme and the people will be eligible to get a lot of benefits so that they can live in great houses without having to worry about the rent that they have to pay every month to continue their living. Government support will be provided in the form of subsidies to the houses.

The objective of Karnataka CM 1 Lakh Housing Scheme

The primary objective of the Karnataka CM 1 Lakh Housing Scheme is to provide multi-story homes. The houses are only available to the people who belong to the economically backward section of society and are currently living in Karnataka. This scheme was created to create a better infrastructure for the Bengaluru state because currently the Bengaluru state has a lot of houses that need renovation but the people who are living in those houses do not have access to resources. The subsidy will be provided so that the houses can be built again and renovation will be provided to the houses who need betterment. People can apply for the scheme by visiting the official website and then they will be provided the opportunity to live in a very pretty house. 

Also Check: IGR Karnataka Online

Importance of Affordable Housing in Karnataka

Affordable housing is crucial in Karnataka state. It is necessary because sometimes the people are living in houses that are very poor and do not have sanitation facilities which results in poor sanitation. People sometimes do not have access to basic facilities and they are required to take into account poor hygiene activities which leads to various diseases that can be harmful to the health of the people of the Karnataka state and other people. There are a lot of housing facilities available for the people who are currently present in the Karnataka state because the state wants betterment of the society and they want to have a renewed structure inside the Karnataka state. The personal growth of the people who are living in the Karnataka state will be present through the development of this scheme. This is a significant step in addressing the issue of infrastructure. 

About Rajiv Gandhi Housing Corporation 

Rajiv Gandhi Housing Corporation is a state-owned enterprise registered under the Companies Act and was established in 2000 to provide housing facilities for economically and socially backward individuals in the state. With an authorized capital of Rs.10 crores and a paid-up capital of Rs.3 crores, the Corporation aims to address the housing shortage and issues faced by low-income groups in the state. The primary objectives of the Corporation are to provide accommodation to economically and socially backward individuals across the state through state and central government-sponsored housing schemes. It also aims to release direct grants to beneficiary accounts through the Electronic Fund Transfer System using electronic technology, enabling swift and efficient fund transfers.

Also Check: Basava Vasati Yojana 

Eligibility Criteria

• To be eligible for the program, the applicant must have a permanent address in the state of Karnataka.
• The applicant’s family’s annual income should not exceed 87,000, making them part of the Low-Income Group.
• The applicant must have lived permanently in Bangalore city for the last five years to qualify, and the program does not cater to those who do not live there on a long-term basis.
• The program primarily benefits poor residents of Karnataka and is based on a first-come, first-served basis for the first 1 lakh qualified candidates.
• If the applicant is already part of another housing program, they are not eligible for this scheme.

Benefits and Features

The applicants can check out the major information about the benefits and the features of the scheme from the pointers given below:

• The scheme aims to provide one lakh multi-story homes to economically disadvantaged groups in the state.
• The state government will offer subsidies for either new home construction or home renovation (old).
• The scheme is open to those who have a permanent address in the state of Karnataka and belong to the Low-Income Group with an annual income not exceeding 87,000.
• Applicants must have lived in Bangalore City for the last five years to qualify.
• The scheme prioritizes the housing needs of the poor residents of the state.
• The application process is online, and interested candidates can submit an online application at ashraya.kar.nic.in.
• The scheme is based on a first-come, first-served basis for the first 1 lakh qualified candidates.
• The scheme promotes affordable housing, making it accessible to low-income groups in the state.
• The housing provided under the scheme is multi-story, making efficient use of space and resources.
• The scheme promotes the use of eco-friendly materials and technologies for construction.
• The scheme aims to improve the standard of living of the beneficiaries, addressing the housing shortage and inadequate living conditions.
• The scheme will create employment opportunities in the construction sector, contributing to the state’s economic development.

Karnataka CM 1 lakh Housing Scheme 2024 Application Process 

If you want to apply for the scheme then you will have to follow the simple procedure given below:

• Go to the CM Housing Scheme website of the scheme
• The homepage will open on your screen.
• Select the Chief Minister’s Bangalore Housing Program
• Choose between the two available links for multi-story flats with 1 and 2 bedrooms such as:
  • Online Application – Chief Minister’s multi-story Bangalore Housing Scheme – (1 BHK)
  • Online Application – Chief Minister’s multi-story Bangalore Housing Scheme – (2 BHK)
• Click on the Application Submission option on the following screen
• Provide information about the Assembly Constituency and Area to continue the application submission process
• Enter more location information and press the Proceed button
• Provide information about your caste, age, and yearly income
• Pay the Rs. 100 registration fee using your preferred payment method
• Click the Submit button to complete the application process.

Track Application Status

If you want to track the application status then you will have to follow the simple procedure given below:

• Go to the official website of the scheme
• The homepage will open on your screen.
• Click on the option called beneficiary information present on the menu bar and a new page will open on your screen.

• Select your district and the application number to check the status. 

District Wise Beneficiary List 

If you want to check the district-wise beneficiary list then you will have to follow the simple procedure given below:

• Go to the official website of the scheme
• The homepage will open on your screen.
• Click on the option called beneficiary information present on the menu bar and a new page will open on your screen.

• Select your district and the application number to check the list. 

Contact Details 

• Phone Number: 080 23118888
• Email ID: [email protected]
• Fax Number: 080 23143130

In conclusion, the Karnataka CM 1 Lakh Housing Scheme is presented by the Karnataka government in order to provide basic opportunities to people who do not have access to housing because of various reasons. 

Karnataka CM 1 lakh Housing Scheme 2023 FAQs