Udyogini Scheme:- For the welfare and advancement of women, the government launches various kinds of schemes. Through these schemes, financial and social security is provided to the women. Recently the Government of India has launched the Udyogini scheme. Through this scheme entrepreneurship among women will be promoted. The government is going to provide financial help to the women for setting up their own businesses. This article will cover complete details regarding the Udyogini Scheme 2024. You will get to know how you will be able to apply under this scheme. Other than that you will also get to know about its eligibility, benefits, features, application procedure, objective, etc. So if you are interested in getting complete details regarding udyogini scheme 2024 then you are requested to go through this article very carefully till the end.
About Udyogini Scheme 2024
The Government of India has launched Udyogini Scheme in order to promote entrepreneurship among women. Through this scheme, financial assistance will be provided to the women so that they can set up their own businesses. Through this scheme, rural and underprivileged women will be provided benefits. This scheme is going to improve family income and contribute to the overall growth of the nation. Through this scheme interest-free loan up to Rs 3 lakh will be provided to women entrepreneurs. These loans will be provided by commercial and public sector banks which include Punjab and Sind Bank, Saraswat Bank, Karnataka state women development corporation, etc. With the implementation of this scheme, the standard of living of women will be improved throughout the country. Other than that the women will also become self-dependent
Also Read: PMEGP Scheme
Objective Of Udyogini Scheme 2024
- The main objective of udyogini scheme is to promote women’s entrepreneurship among the rural and backward areas
- With the implementation of this scheme, loan will be provided to the women beneficiaries so that they can set up their own business
- With the implementation of this scheme, women will become self-dependent
- Other than that the standard of living of the beneficiaries will also be improved
Key Highlights Of Udyogini Scheme 2024
| Name of the scheme | Udyogini scheme 2024 |
| Launched by | Government of India |
| Beneficiary | Women of India |
| Objective | To provide employment |
| Annual family income | Up to Rs 1.5 lakh |
| Amount of loan | Maximum up to Rs 3 lakh |
| Year | 2024 |
Benefits And Features Of Udyogini Scheme 2024
- The Government of India has launched Udyogini Scheme
- Through this scheme, women will be motivated to do entrepreneurship
- For the purpose of setting up business units, women will be provided with interest-free loans
- These loans can be availed from banks and other Financial institutions
- The loans provider under this scheme will be interest-free without any Bias and discrimination
- With the implementation of this scheme, women will become self-dependent
- Other than that employment will also be generated
- This scheme will also reduce the unemployment rate among women of the country which will ultimately improve the GDP
- In order to take benefit of this scheme the annual family income of the women should not exceed Rs 1.5 lakh
Also check: MAARG Portal For Startup
Eligibility Criteria
- Applicant must be a permanent resident of India
- The candidate must be a woman
- The age of women should be between 18 to 55 years
- The family income of the women should not exceed Rs 1.5 lakh
- Only women business owners are eligible for business loans
- Women should have a high credit score
- If the woman is a defaulter of any previous loan then she cannot take benefit of this scheme
Required Documents
- Applicant’s Aadhaar Card
- Birth Certificate
- Duly filled Application Form with
- Address and Income Proof
- Applicant’s Below Poverty Line (BPL) card & Ration Card
- Caste Certificate, if applicable
- Copy of Bank passbook (account, bank and branch names, holder name, IFSC, and MICR)
- Any other document required by the bank/NBFC
- Passport size photograph
List Of Business Under Udyogini Scheme 2024
| Agarbatti Manufacturing | Diagnostic Lab | Leaf Cups Manufacturing | Ribbon Making |
| Bangles | Edible Oil Shop | Milk Booth | Shops & Establishments |
| Audio & Video Cassette Parlour | Dry Cleaning | Library | Sari & Embroidery Works |
| Bakeries | Dry Fish Trade | Mat Weaving | Security Service |
| Banana Tender Leaf | Eat-Outs | Match Box Manufacturing | Shikakai Powder Manufacturing |
| Bottle Cap Manufacturing | Fish Stalls | Old Paper Marts | Soap Oil, Soap Powder & Detergent Cake Manufacturing |
| Beauty Parlour | Energy Food | Mutton Stalls | Silk Thread Manufacturing |
| Bedsheet & Towel Manufacturing | Fair-Price Shop | Newspaper, Weekly & Monthly Magazine Vending | Silk Weaving |
| Book Binding And Note Books Manufacturing | Fax Paper Manufacturing | Nylon Button Manufacturing | Silk Worm Rearing |
| Cleaning Powder | Gift Articles | Photo Studio | Tea Stall |
| Cane & Bamboo Articles Manufacturing | Flour Mills | Pan & Cigarette Shop | Stationery Shop |
| Canteen & Catering | Flower Shops | Pan Leaf or Chewing Leaf Shop | STD Booths |
| Chalk Crayon Manufacturing | Footwear Manufacturing | Papad Making | Sweets Shop |
| Chappal Manufacturing | Fuel Wood | Phenyl & Naphthalene Ball Manufacturing | Tailoring |
| Cotton Thread Manufacturing | Ink Manufacture | Radio & TV Servicing Stations | Vegetable & Fruit Vending |
| Clinic | Gym Centre | Plastic Articles Trade | Tender Coconut |
| Coffee & Tea Powder | Handicrafts Manufacturing | Pottery | Travel Agency |
| Condiments | Household Articles Retail | Printing & Dyeing of Clothes | Tutorials |
| Corrugated Box Manufacturing | Ice Cream Parlour | Quilt & Bed Manufacturing | Typing Institute |
| Dairy & Poultry Related Trade | Jute Carpet Manufacturing | Real Estate Agency | Woollen Garments Manufacturing |
| Crèche | Jam, Jelly & Pickles Manufacturing | Ragi Powder Shop | Vermicelli Manufacturing |
| Cut Piece Cloth Trade | Job Typing & Photocopying Service | Readymade Garments Trade | Wet Grinding |
Application Procedure Under Udyogini Scheme
- First of all you have to go to the nearest bank
- Now you have to ask for Udyogini scheme application form
- You have to fill in all the required details in this application form
- Now you have to attach all the required documents
- After that, you have to submit this form in the same bank from where you have get this application form
- By following this procedure you can apply under the udyog knee scheme
FAQs
The Government of India has launched this scheme. This scheme has been launched in order to provide employment to the women
Applicants will get interest-free loans through this scheme. The maximum amount of the loan will be Rs 3 lakh
Yes, there is an income criterion to get the benefit of this scheme. The annual family income of the women should not exceed Rs 1.5 lakh
Yes there is a age criteria to get benefit of this scheme. The age of applicant should be between 18 to 55 years