To increase the income of the farmer government implements various kinds of schemes. Through these schemes financial and social security is provided to the farmers. These schemes are launched by central and state governments. Recently we are going to tell you about such a scheme called Kisan credit card. Through this scheme beneficiaries are able to withdraw money up to a certain limit. This article will cover complete details regarding KCC Portal Registration and Login 2024. You will be able to understand the procedure of registration on the portal. Other than that we will also provide you information regarding interest and benefits. So if you are interested in getting complete information regarding KCC portal then you are requested to go through this article very carefully till the end.
About KCC Portal Registration and Login 2024
The Government of India have launched Kisan credit card Yojana. Through this scheme farmers coming from a small level of farming will be able to get loan up to a certain limit. Beneficiaries will be able to claim short term formal credit through this scheme. The main objective of launching this scheme is to facilitated farmers who are in agriculture, fishery and animal husbandry sector with the credit requirements. A credit limit will be provided to each farmer. Through this limit farmers will be able to purchase farming equipments and other associated things which will help farmers in improving the quality of the farming. Farmers will be able to claim loans up to Rs 3 lakh at 4% interest through this scheme. All those beneficiaries who are getting benefit of Pradhan Mantri Kisan Samman Nidhi Yojana will be benefited through this scheme.
Also Check: किसान क्रेडिट कार्ड योजना
Objective Of KCC Portal Registration and Login
- The main objective of KCC portal is to provide financial assistance up to RS 3 lakh to the farmers
- With the help of this scheme beneficiaries will be able to withdraw money in the form of loan up to a limit of 3 lakh at 4% interest
- With the implementation of this scheme the financial condition of the farmers will be improved
- Other than that the farmers will also become self dependent
- This scheme will fulfil the financial requirements of the farmers
Key Highlights Of KCC Portal Registration and Login
| Name of the scheme | KCC Portal Registration and Login 2024 |
| Launched by | Government of India |
| Beneficiaries | Farmers of India |
| Objective | To provide financial assistance |
| Official website | KCC Portal Registration |
| Year | 2024 |
| Loan limit | Up To Rs 3 lakh |
| Mode of application | Online |
Benefits and Features Of KCC Portal Registration and Login
- The Government of India have launched Kisan credit card Yojana
- Through this scheme a credit limit up to Rs 3 lakh is provided to the farmers
- This credit is provided at 4% per annum
- With the implementation of this scheme farmers will be able to purchase various equipments related to farming
- This scheme will develop the agriculture sector of India by providing farmers with access to affordable credit and other Financial service
- With the implementation of this scheme farmers will be able to easily get loan
- The creditworthiness of the farmers will also be improves
- This scheme will also ensure timely disbursement of loans to the farmers
- Around 14 crore farmers of the country will be able to get benefit of this scheme
- The benefit amount will be directly credit into the bank account of the beneficiaries
- The validity of Kisan credit card is 5 years
Interest Rates Under KCC
- Beneficiary farmers will be able to get RS 3 lakh at 9% interest rate
- The government will provide subsidy of 2% to the farmers
- Beneficiary farmer will have to pay loan interest at the rate of 7%
- If the farmer succeeds in paying the interest on time then a 3% rebate will be provided to the farmers
- Therefore farmer will have to pay only 4% of interest rate
Required Documents
- Aadhar card
- Residence proof
- PAN card
- Passport-size photograph, etc.
- Mobile number
- Land copy
Partnered Banks under KCC Portal
- ICICI Bank
- Axis Bank
- Punjab National Bank
- State Bank of India
- Bank of India
- HDFC Bank
- Bank of Baroda, etc.
Also Check: किसान सम्मान निधि योजना लिस्ट
Procedure To Apply For KCC
- First of all you have to go to the nearest bank
- Now you have to ask for the application form
- You have to fill all the required details in this application form
- Now you have to attach all the required documents
- After that you have to submit this form into the same bank from where you have received it
- By following this procedure you can apply for KCC
Check eligibility
- To check eligibility beneficiaries are required to click on the eligibility option present on the homepage
- A new page will appear on your screen
- On the page you have to enter the required details
- After that you have to click on submit
- Required details will be on your computer screen
Procedure to do loan calculation
- To do loan calculation beneficiaries are required to click on loan calculation option present on the home page
- After that a new page will appear on your screen
- On this page you have to enter the required details
- After that you have to click on submit
- By following this procedure you can do loan calculation
Get disbursement details
- To get the disbursement detail beneficiary are required to click on the disbursement option
- A new page will appear on your screen
- On this page you can get disbursement details
KCC Portal Registration and Login 2024 FAQs
KCC is a web based platform developed by nabard to facilitate the issuance of Kisan credit card to the farmers. Beneficiaries are able to apply online in order to get Kisan credit card
All those farmers who are involved in agriculture activity and have land up to hectares or 5 acres can apply for Kisan credit card. All the beneficiaries of PM Kisan Samman Nidhi Yojana can also apply for Kisan credit card.
Yes we can apply for Kisan credit card offline as well. Beneficiaries are required to go to the nearest bank in order to apply for Kisan credit card
Beneficiary will be able to get financial assistance up to RS 3 lakh. For this amount beneficiaries are required to pay 4% interest