WB Student Credit Card Scheme 2021- Registration, Eligibility & Benefits

WB Student Credit Card Scheme Online Registration | West Bengal Student Credit Card Apply Online | WB Student Credit Card Scheme Benefits

If you are a student in the West Bengal State then you must apply for this newly launched credit card scheme by the Chief Minister of the West Bengal state which was promised in the election manifesto by Mamta Banerjee. In this article, we will be sharing with all of you the details of the West Bengal student credit card scheme 2021 so that you can apply for it without any problem. The scheme is a newly launched scheme so you must know the benefits of the scheme as soon as possible. Given below are the eligibility criteria, benefits and the objective of the WB Student Credit Card Scheme 2021. 

WB Student Credit Card Scheme 2021

The student credit scheme has been approved under the state cabinet meeting on Thursday in the West Bengal state. This scheme was a promise by the Chief Minister of West Bengal state Mamta Banerjee in her election manifesto. The West Bengal Student Credit Card Scheme will be launched in the West Bengal State on 30th June 2021. The students from Class 10th or above will be able to get a soft loan of up to Rupees 10 lakh with very low interest so that they can continue their higher studies with the help of this credit card scheme. 15 years will be given to the students so that they can repay their loan.

WB Student Credit Card Scheme

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Launched Of WB Student Credit Card Scheme On 30th June 2021

As we all know a new scheme has been created by the government of West Bengal to provide loans to the students for their further education. Under WB Student Credit Card Scheme, the government will provide Rs. 10 lakh loan for further education in India or abroad. The government of West Bengal has launched this scheme on 30th June 2021. Now the student will be able to take out a loan for their education. This scheme is one of the pole promises which has been made by the current Chief Minister during the Assembly election.

WB Student Credit Card Scheme Interest Rate


To provide hassle-free and collateral-free loans to the students, the government of West Bengal has created a new scheme known as Student Credit Card Scheme. The government under the scheme is providing the loan with 4% of nominal interest. This loan is without any security or collateral interest. The repayment period of this loan is near about 15 years. The student will be able to use this loan for the expenses like rent, hostel fees, study tools, projects, etc.

Objective Of WB Student Credit Card Scheme

The objective of this scheme is very simple, the Government of the West Bengal state has started this credit card scheme for the students studying in Class 10th or above. West Bengal Student Credit Card Scheme will help them to take loans from the Government with low interest and then can continue their higher studies without any problem of financial funds. The students will be able to continue their studies and get a professional career without getting abruptly due to their weak financial background. Students will be able to take the loan by following a very simple loan-taking procedure. You will be eligible for this scheme till the time you reach the age of 40 years plus 15 years will be provided to each beneficiary so that they can repay the loan. 

Details Of WB Student Credit Card Scheme 

Name WB Student Credit Card Scheme 2021- Registration, Eligibility & Benefits
Launched byChief Minister of the West Bengal state
Objective Providing credit cards
Beneficiaries Students from Class 10th or above
Official site https://wb.gov.in/

Benefits Of West Bengal Student Credit Card Scheme

  • The West Bengal Government will be providing a lot of benefits to the students struggling to continue their higher education due to the lack of financial funds and the unavailability of strong financial background. 
  • Soft loans will be provided up to Rupees 10 lakh so that the students can pursue higher studies under West Bengal Student Credit Card Scheme
  • Anyone who has spent the last 10 years in the West Bengal State can avail of the benefit of the scheme. 
  • Loans will be available for all kinds of educational programs that the students are taking. 

Eligibility Criteria

The candidate must follow the following eligibility criteria to successfully apply for the scheme presented by the West Bengal Government:-

  • An Applicant must have spent at least ten years in West Bengal State. 
  • The applicant must be a student.
  • An applicant must be studying in Class 10th or above.
  • The candidate must be pursuing any type of undergraduate or postgraduate courses to avail of the benefit of this scheme. 
  • The applicant must be below the age of 40 years. 

Process To Apply For WB Student Credit Card Scheme 2021

Registration Process

Registration Process
  • The registration form will appear in front of you.
  • Here you have to enter all the details such as
    • Basic Details
    • Present Course Of Study
    • Contact Details
    • Password
  • After entering all the details click on Register option
  • Through this the OTP will be sent to your mobile number.
  • Enter the OTP in the blank box and click on Verify option
  • After the messages of successful registration will appear on your screen.
  • The registration number will be generated which you have to keep safe for the future reference.

Login Process

Login Process
  • The login page will appear in front of you.
  • Here you have to enter all the details such as 
    • Applicant ID
    • Password
    • Captcha Code
  • After entering all the details click on Login option
  • Through this you can easily log into the portal.

Application Process 

  • The applicant dashboard will appear on your screen.
  • Here you have to click on Apply Now 
  • The application form will appear in front of you.
  • You have to enter all the details that they ask in the form such as
    • Personal Details
    • Co-borrower Details
    • Address
    • Bank Details
  • Now you have to attach all your important documents
  • After the whole process, you have to click on Final Submission 
  • Through this you can easily apply for West Bengal Student Credit Card Scheme

Process To Do Administrator Login 

  • First visit the Official Website of West Bengal student credit card scheme.
  • The home page will appear in front of you.
  • On the homepage, click on the option of Administrator Login 
Process To Do Administrator Login
  • The login page will appear in front of you
  • Here you have to enter all the details such as
    • User type
    • User ID
    • Password
    • Captcha code
  • After entering all the details click on Login option
  • Through this you can easily do administrator login

Process To Download Training Manuals Of Students

  • Go to the  Official Website of West Bengal student credit card scheme.
  • The home page will appear in front of you.
  • On the homepage, look under the section of How To Apply
  • Now click on the option of Training Manual Of Students
Process To Download Training Manuals Of Students
  • The PDF file will appear on your screen
  • The related information will appear in this file.
  • Also you can download it by clicking on the Download option.

To Download Scheme Guidelines

  • Go to the  Official Website of West Bengal student credit card scheme.
  • The home page will appear in front of you.
  • On the homepage, look under the section of Downloads
  • The list of options will appear in front of you
  • Click on the option of Scheme Guidelines
To Download Scheme Guidelines
  • The PDF file will appear in front of you.
  • You will get the related information in this file
  • Also you can download it by clicking on the Download option.

Process To Download User Manuals

  • First visit the Official Website of West Bengal student credit card scheme.
  • The home page will appear in front of you.
  • On the homepage, look under the section of downloads
  • The list of options will appear in front of you such as
  • Click on the option according to your requirement.
  • The PDF file will appear in front of you.
  • You can read the the related information through this file
  • To download it on your device click on Download option.

To Download Notice & Orders

  • First visit the Official Website of West Bengal student credit card scheme.
  • The home page will appear in front of you.
  • On the homepage, look under the section of Notice and Orders
  • Now click on the option of Students Credit Card Scheme Gazette Notification 
  • The PDF file will appear in front of you
  • You can get the related information on this
  • Click on the Download option to download it on your device.

Process To View State And Institution Help Desk Number

Process To View State And Institution Help Desk Numbe
  • A new web page will appear in front of you.
  • The list of help desk numbers will appear on your screen.

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